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HOAStream

Florida HOA statute Q&A

Florida HOA statute Q&A. Cited answers, with refusals when we cannot cite.

Florida HOA law, answered.

Built for the CAM who answers a hundred resident questions a week. Every substantive answer cites the exact passage from your governing documents or Florida Chapter 720. When we cannot cite, we refuse.

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StatuteFlorida Chapter 720. Updated on amendments.
PostureSoftware, not a law firm. Cited answers; not legal advice.
CoverageFlorida only today. Condos (Ch. 718) on the long roadmap.
01For community association managers

For CAMs.

You manage 8 to 30 communities. Residents ask the same statutory questions every week. HOAStream gives them a cited answer in under a minute, with the exact governing-document or Florida Chapter 720 passage attached. You stop being a help desk. You stay the property manager.

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02For HOA board members

For boards.

Your job is to govern correctly without escalating every legal question to the property manager. HOAStream answers questions about your community's CC&Rs, bylaws, rules, and Florida Chapter 720, with citations you can verify in under a minute. The starter tier covers public-statute questions. The standard tier extends to your community's documents.

Read more for boards
03For homeowners

For homeowners.

"Can my HOA do this?" answered with the exact statute or rule, not a Google guess. The starter tier covers public-statute questions. The standard tier (board-purchased) extends to your community's governing documents.

Trust posture

What we ship, what we disclose.

Conservative claims, citation-grounded. Where a control is in a validation window or a mitigation is shipping in the coming weeks, we say so.

  1. 01Citations on every legal answer. Refusals when we cannot cite.
  2. 02Florida Chapter 720 is our primary statute. We update on amendments.
  3. 03Built under an automated review process. Some release-time gates are in a validation window today. Results are recorded; the gate flips to enforcing after the validation window closes.
  4. 04Tenant isolation: every community's documents stay in their own scope. Application-layer enforcement plus a nightly drift audit. Database-level row-level-security policies are in active development and ship in the coming weeks.

How it works

Ask. Read the citation. Verify in under a minute.

The system is designed to refuse questions asking for legal interpretation or applying rules to specific situations. The citation is the answer; the narrative is supporting context.

  1. step 01

    Ask a question.

    Type it the way a resident would.
  2. step 02

    Read the cited answer.

    Every substantive answer comes with the exact passage from your community's documents or Florida Chapter 720, with the section number and the quoted text.

    F.S. 720.303(5)(b)

    “The failure of an association to provide access to the records within 10 business days after receipt of a written request submitted by certified mail, return receipt requested, creates a rebuttable presumption that the association willfully failed to comply with this subsection.”

    Florida Chapter 720 / Official records / Verified 2026-04-27

  3. step 03

    Verify in under a minute.

    Click through to the source. The citation is the answer. The narrative is the supporting context.
  4. step 04

    Refusals are a feature.

    Questions asking for legal interpretation, financial counsel, or the application of a rule to a specific situation get redirected to a licensed professional.

A note on citation accuracy.

The system aims for the source quote to ground the cited claim word-for-word. In the small number of cases where the verification check finds the quote is a borderline match for the cited section number, the answer is logged with a verification flag for review. We disclose this rather than imply 100% match accuracy. The audit log records the verification state of every answer.

Common questions

Questions we get, answered plainly.

Product

Is HOAStream a law firm?
No. HOAStream is software. Answers are citations from your governing documents and Florida Chapter 720. They are not legal advice and do not create an attorney-client relationship.
Do you replace my property management company?
No. HOAStream sits alongside your CAM. They run operations; we answer the recurring statutory questions that come up outside the management workflow.
How do you handle questions where the answer depends on a specific situation?
We refuse those and redirect to a licensed Florida attorney.
What if your citation is wrong?
Every answer shows the exact source passage. You can verify in under a minute. If the citation does not match the source, please report it; we have an audit log of every answer for review.

Pricing and tiers

What's in the starter tier?
Public Florida statute questions. No community-specific documents.
What's in the standard tier?
Your community's governing documents in scope, audit log of every question and answer.

Coverage

What about condos?
Condos are governed by Florida Chapter 718, not 720. HOAStream covers Chapter 720 today. Condo coverage is on the long roadmap.
What about other states?
Florida only today. Other states are on the long roadmap.

Privacy and operations

Do you store my community's documents privately?
Yes. Each community's documents are scoped to that community. Tenant isolation is enforced at the application layer and the database layer.
Who built this?
A solo operator with AI tooling under an automated review process. We do not have a marketing team, an offshore content desk, or fabricated testimonials.
What happens if I cancel?
Documents are deleted on request. Audit log is retained for the period customary for association governance documents.

Try the demo. See what a cited answer looks like.

The live community deployment shows the cited-answer chat in production. Pricing is on the pricing page.

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HOAStream. Florida HOA statute Q&A for CAMs and boards