Statute-grounded answers from Chapters 720 (HOA Act), 617 (not-for-profit corporations), and 712 (covenant preservation) of the Florida Statutes. Cited. Not legal advice.
Tip: Ask what the statute or declaration says, not about your specific situation.
Last updated: 2026-05-17 by HOAStream
HOAStream is a citation-grounded research surface for Florida homeowners association law. Residents, board members, and Florida community association managers (CAMs) type plain-English questions about meetings, records, fines, elections, special assessments, and reserves; the system answers with the exact passage from Florida Statutes Chapter 720, Chapter 617, or Chapter 712. Every substantive answer carries the section number and the verbatim quote so the citation, not the prose, carries the legal weight. When the corpus is silent on a question, HOAStream refuses rather than guessing.
The corpus covers the three chapters that govern Florida HOAs day to day. Chapter 720 is the Homeowners Association Act, which defines board duties, member rights, records access, hearings, and assessment procedure. Chapter 617 is the Florida Not For Profit Corporation Act, which most HOAs are organized under and which controls quorum, voting, and director removal questions. Chapter 712 is the Marketable Record Title Act, which governs how a community preserves and re-records its restrictive covenants. Public-records cross references to Chapter 119 are surfaced where they apply to HOA records requests. The canonical source for every cited section is the Florida Senate site: flsenate.gov / Laws / Statutes / Chapter 720.
HOAStream is software, not a law firm. The system is built to refuse the categories of questions that demand a licensed professional: questions asking for legal interpretation, requests to apply rules to a specific person or property, tax matters, and medical or safety emergencies are redirected rather than answered. Questions about CAM licensure or CAM portfolio practice are redirected to the Department of Business and Professional Regulation Division resources at myfloridalicense.com / DBPR. For situation-specific legal questions, HOAStream points to a Florida-licensed attorney. The Florida Bar Lawyer Referral Service operates at 1-800-342-8011.
Three audiences. Residents who want to read the rule themselves before raising a question with the board. Board members who need a fast statute lookup between meetings without paying their retained attorney to confirm a procedural question. Florida community association management companies who want a research surface that scales across the HOAs in their portfolio without inventing answers. The disciplined-output posture is the same across all three: every claim is grounded to an exact passage, refusals are a feature, and the audit log records the verification state of every answer for later review.
HOAStream provides information lookup, not legal advice. It does not create an attorney-client relationship. Verify the cited passage against the canonical statute before relying on it for a board vote, fine, or compliance determination.
Plain-English summaries of the Florida HOA statutes most boards and residents ask about. Each page cites the statute and links to flsenate.gov.
10-business-day turnaround, fee caps, content requirements, missed-deadline forfeiture.
What you can request, the 10-business-day clock, and the statutory presumption when records are not produced.
14-day hearing notice, committee composition, and what the HOA must show before levying a fine.
Notice requirements, member-vote thresholds, and how emergency-repair authority interacts with the rule.
Reserve schedules, waiver mechanics, and the HB 1203 amendments to Florida's HOA reserve funding requirements.